by themebuilder | May 13, 2018 | Portfolio Investment
The Importance of Investment Portfolio Diversification Investment portfolio diversification is a trial and error technique that involves reducing risk by spreading your investment across a variety of companies, sectors, geographical locations and assets. Just so you...
by themebuilder | May 6, 2018 | Portfolio Investment
Investors invest money to make a positive return. The most popular investment vehicle to achieve this would be mutual funds. More and more investors are going into mutual funds because most of the funds (not all) outperform the market almost every year. There are many...
by themebuilder | Mar 16, 2018 | Portfolio Investment
What is Inflation? In Penang, a plate of roadside ‘char kway teow’ costs RM3 in the year 1980, and in 2018 it could cost up to RM8.50. This is called inflation. In 1980, you can buy lots of things with RM100. Today, RM100 might not be enough for shopping. This is...
by themebuilder | Mar 16, 2018 | Portfolio Investment
We all need to set our own goals as a guideline to our decisions in Financial Planning. Here are 10 rules to help you be more effective at Financial Planning. You’re welcome to modify it to better suit you. 1. Set Your Financial Goals For example, your goal may be to...
by themebuilder | Mar 16, 2018 | Portfolio Investment
The most important indicator on whether you are building wealth or heading towards financial disaster is whether you save every month. In other words, you should spend less than you earn. Or even better, earn more than you spend. Here’s one effective way to make sure...