by themebuilder | Jun 3, 2018 | Portfolio Investment
Many of us are not aware of the responsibilities of being a guarantor. As a result, many are caught off guard, upon receiving a demand letter from the lender. According to legal requirements, anybody can be a guarantor provided he or she is: More than 18 years old;...
by themebuilder | Jun 2, 2018 | Portfolio Investment
A study conducted by Bradford & Bingley in Britain, indicated more than 50 percent of the people surveyed have borrowed money from family and friends. Of this, only five percent who had borrowed money from family and friends said they did not have any qualms...
by themebuilder | Jun 2, 2018 | Portfolio Investment
The problem with managing our wealth without support: people often can’t distinguish between real needs and perceived needs. For example, most high net worth individuals spend a lot of time multiplying their wealth – this is a perceived need. The real need...
by themebuilder | May 29, 2018 | Portfolio Investment
Accumulation is the way to free yourself from overloading your finances. There are very few people who accumulate systematically. So, what is accumulation? Accumulation may refer to money allocated in advance for a specific purpose which we plan to use in the future...
by themebuilder | May 29, 2018 | Portfolio Investment
Shopping is a recreational pastime for many Malaysians. However, shopping – if not properly controlled – can result in financial turmoil. This is especially true for impulse buyers and to those who consider shopping “therapeutic”. However, you can be a...
by themebuilder | May 27, 2018 | Portfolio Investment
Many Malaysians do not come up with a retirement plan until they reach mid to late forties. In actual fact, we must plan our retirement as early as possible; if possible, from the day we enter the workforce. There are many factors that make retirement a struggle for...
